Seed for Nov 10

http://www.financialsense.com/stormwatch/geo/pastanalysis/2007/1109.html

The scourge of this century is credit, living on borrowed money. Living beyond our means. Living on the “edge”. Have you noticed how hard they sell credit on TV in the evenings? Buy a new car and truck, little down and little per month. Get a new low interest credit card, or pay off your credit card debt with a new “loan”! Put a second mortgage on your home, one is not enough, and on and on. Don’t buy your furniture, but rent it! They market credit like a commodity, and the American people fall into the trap of bondage of debt. The Bible was wise when it said “owe nothing to any man”. Who ever borrows money is in bondage to the lender. The more the debt, the greater the bondage. You will never get ahead in life spending tomorrow’s money, today. We have to learn to say “No” and to defer our wants until our means are available. I wish someone had share “Total Money Makeover” by Dave Ramsey with me when I was young. What I difference is has already made in our lives in the last 3 years, but what a greater difference it would have made. Spend less then you earn, have an emergency fund, and get out of debt. Experience the freedom from the bondage of debt that the Lord Jesus wants you to enjoy. Be Blessed.

Billy and Jan Wells